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Nico Insurance Services Inc. 7290 Navajo Road, Suite 101 San Diego, CA 92119 CA License # 0G11941 Ph:  (619) 667-2111   (800) 303-3737 Fax:  (619) 667-2100	Welcome to Group Services Changing times have dramatically impacted employee benefit programs and how they are viewed by management, employees and their families. Your business is unique. And, so is the way you run it. To achieve a successful employee benefit program, it is essential that your insurance coverage be customized to satisfy your specific requirements and financial parameters. As your benefits partner, Nico Insurance Services is extraordinarily qualified to assist in the development and implementation of cost effective custom insurance and benefit plans and services. Nico is a full-service provider capable of handling all of your employee benefit program needs inluding group, individual and flexible benefits. Medical Benefit Risk Management Dental Section 125/Cafeteria Plan Administration Vision Cobra Administration Life Form 5500 Reporting Long and Short Term Disability Employee Communication Long Term Care Self Funding For information or personal assistance, please contact the Benefits Department or our Flex Plan Administrators. If you have any questions regarding Group Services, please contact Steven Nico.